do peel feel like we are in another high risk environment given this mass murder? >> i was in manhattan the day of 9/11. so it feels, it felt similar for maybe 10 or 12 hours but it seems like boston is back going about its day. not unlike the way new york kind of recovered as quickly as they did. i think one has to hope that the communicate responds quickly. that they're resilient. i think that the international nature of the boston marathon is helpful in an odd way at this point. people will go back to their countries and be as resilient as we need to be as americans. i think that these people who were engaged in this thing were out here living a purpose driven life. they were raising capital and raising funds for things that mattered to them. they were here for causes and in many instances and i think if the history is any judge, they'll be back to doing that very quickly. >> amen. thank you very much for that. >> up next, why would someone do this? we'll get into that question next. money. that's not much, you think. except it's 2% every year. go to e-trade and